General
The optimal time for exploring options without commitments: 37% of all available time, then commit to the next “best option”
The more time, the more explore / the less time, the more exploit
Win-stay, lose-shift / new thing could be good/better with 50%:50% chance
Fun-Fulfillment
The optimal amount of discretionary time: 2-5 hours per day
Finance
If the interest on debt < 3%, then load up
If the interest on debt 3-5%, then does not matter
If the interest on debt > 5%, then repay
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